We know your time is valuable and we endeavor to make your
property search as efficient and enjoyable as possible.
What you need to know about buying a property: Choose your Realtor wisely! For most of us, buying a home is the most important financial commitment and lifestyle decision we will make in our lifetimes. For these reasons, we are dedicated to finding you the absolute best home to meet your needs.
We see a lot of homes and if we think we can find you a better one than the one you're interested in, we will definitely let you know. After all, you've hired us for our experience.
We will provide you with your own binder containing information on every home we've visited and follow-up with you on what these homes have sold for. This process will help you recall the homes visited, understand pricing and value, and help you identify the characteristics you preferred.
One of the most important steps you can take as a prospective buyer is getting pre-qualified with a lender.
Knowing your price range and down payment amounts positions you as a credible buyer in the eyes of a seller and gives you negotiating power. Then when we find “the one” you will be ready to make an offer knowing that financing the sale is not a problem.
See our Resource Page for recommended lenders.
Together we will pursue the step by step process towards a successful transaction by finding the best location, the price you need, the financing you want, and the timeframe you desire.
By researching the comparable properties as well as the recently sold homes we will help you make a wise buying decision.
After the offer is made and accepted the next process title search and document preparation.
During this period there will be time for a home inspection, financing, and securing insurance for your new home.
• Determine your budget and comfort zone.
• Itemize all the requirements for your home.
• Determine the neighbourhoods of your choice.
• View homes that match your criteria as closely as possible.
• Do a preliminary computer search to get an idea of suitable homes.
• Go over the factors that will affect future resale (after all, we will probably be the ones that sell your home again when you're ready to move!).
• Review the mechanical details associated with homes, e.g., wiring, plumbing, roofing, various heating and cooling systems, etc.
• Review the process of entering into an agreement of purchase and sale
The following are examples of costs associated with the normal operation of a home. Costs vary from one city to another.
Property owners have the option of paying their property taxes in installments over the course of the calendar year. Mortgage companies may require that they pay the property tax and collect it with your monthly mortgage payment. Property taxes range depending on the size and location of the property. These figures are available on every property listing.
Home heating is usually provided by natural gas, oil or electricity. Costs vary depending on the type of fuel, size of the home, amount of insulation, exposure and usage. Costs vary greatly depending on usage.
Insurance is essential for all homeowners and is required by your mortgage company before releasing the funds to close the deal.
Most properties are now on water meters and are billed according to usage.
A homeowner should budget 1%-2% of the purchase price of the home per year for ongoing maintenance and repairs to the home
Hamilton Office: (905) 664-5000
Burlington Office: (905) 634-9476
© 2016-2019 The OPUS Team